{
 "last_verified": "2026-10-17",
 "sources": [
  {
   "key": "ftc_scammed",
   "title": "What To Do if You Were Scammed",
   "url": "https://consumer.ftc.gov/articles/what-do-if-you-were-scammed",
   "publisher": "FTC",
   "date_on_source": "undated page",
   "used_for": "Steps by payment type; personal info; computer access",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_govimp",
   "title": "How To Avoid a Government Impersonation Scam",
   "url": "https://consumer.ftc.gov/articles/how-avoid-government-impersonation-scam",
   "publisher": "FTC",
   "date_on_source": "Nov 2023",
   "used_for": "SSA, IRS, Medicare, FTC impersonation facts",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_tech",
   "title": "How To Spot, Avoid, and Report Tech Support Scams",
   "url": "https://consumer.ftc.gov/articles/how-spot-avoid-and-report-tech-support-scams",
   "publisher": "FTC",
   "date_on_source": "undated page",
   "used_for": "Tech support scam rules",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_tech2024",
   "title": "New tech support scammers want your life savings",
   "url": "https://consumer.ftc.gov/consumer-alerts/2024/03/new-tech-support-scammers-want-your-life-savings",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Mar 2024",
   "used_for": "Fake security pop-up leads to fake bank/agency, 'protect your money' transfer",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_spot2025",
   "title": "False alarm, real scam: how scammers are stealing older adults' life savings",
   "url": "https://www.ftc.gov/news-events/data-visualizations/data-spotlight/2025/08/false-alarm-real-scam-how-scammers-are-stealing-older-adults-life-savings",
   "publisher": "FTC Data Spotlight",
   "date_on_source": "Aug 2025",
   "used_for": "Imposter scam trend, 'don't move money to protect it', hang up and verify",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_romance",
   "title": "What To Know About Romance Scams",
   "url": "https://consumer.ftc.gov/articles/what-know-about-romance-scams",
   "publisher": "FTC",
   "date_on_source": "undated page",
   "used_for": "Romance scam red flags and steps",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_romance2026",
   "title": "Why can't that new love interest meet in person?",
   "url": "https://consumer.ftc.gov/consumer-alerts/2026/02/why-cant-new-love-interest-meet-person",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Feb 12, 2026",
   "used_for": "Romance scam signs in the AI era",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_family_ai",
   "title": "Scammers use AI to enhance their family emergency schemes",
   "url": "https://consumer.ftc.gov/consumer-alerts/2023/03/scammers-use-ai-enhance-their-family-emergency-schemes",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Mar 20, 2023",
   "used_for": "Voice cloning; verify with a number you know",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_love_older",
   "title": "Have I told you lately that I love you, and how to avoid scams?",
   "url": "https://consumer.ftc.gov/consumer-alerts/2023/02/have-i-told-you-lately-i-love-you-how-avoid-scams",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Feb 13, 2023",
   "used_for": "What to say to an older relative; don't keep it secret",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ny_dos",
   "title": "Consumer Alert: Grandparent scam tips",
   "url": "https://dos.ny.gov/news/consumer-alert-new-york-state-division-consumer-protection-offers-grandparents-tips-avoid-ever",
   "publisher": "NY Dept of State, Division of Consumer Protection",
   "date_on_source": "undated page",
   "used_for": "Cash pickup variation of the grandparent scam",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_btm_alert",
   "title": "Scammers use Bitcoin ATMs to steal your money",
   "url": "https://consumer.ftc.gov/consumer-alerts/2024/09/scammers-use-bitcoin-atms-steal-your-money",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Sep 2024",
   "used_for": "Bitcoin ATM advice",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_btm_spot",
   "title": "Bitcoin ATMs: A payment portal for scammers",
   "url": "https://www.ftc.gov/news-events/data-visualizations/data-spotlight/2024/09/bitcoin-atms-payment-portal-scammers",
   "publisher": "FTC Data Spotlight",
   "date_on_source": "Sep 2024",
   "used_for": "Older adults and Bitcoin ATM loss data (first half of 2024)",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_btm_send",
   "title": "Did someone send you to a Bitcoin ATM? It's a scam",
   "url": "https://consumer.ftc.gov/consumer-alerts/2024/03/did-someone-send-you-bitcoin-atm-its-scam",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Mar 2024",
   "used_for": "No government Bitcoin account; QR code; secrecy",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_gift",
   "title": "Avoiding and Reporting Gift Card Scams",
   "url": "https://consumer.ftc.gov/articles/avoiding-and-reporting-gift-card-scams",
   "publisher": "FTC",
   "date_on_source": "undated page",
   "used_for": "Gift card rules and reporting",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_text",
   "title": "How to Recognize and Report Spam Text Messages",
   "url": "https://consumer.ftc.gov/articles/how-recognize-and-report-spam-text-messages",
   "publisher": "FTC",
   "date_on_source": "undated page",
   "used_for": "Forward texts to 7726; report junk",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_tolls",
   "title": "Got a text about unpaid tolls? It's probably a scam",
   "url": "https://consumer.ftc.gov/consumer-alerts/2025/01/got-text-about-unpaid-tolls-its-probably-scam",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Jan 17, 2025",
   "used_for": "Toll text scams",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_unexpected",
   "title": "Is that unexpected text a scam?",
   "url": "https://consumer.ftc.gov/consumer-alerts/2025/04/unexpected-text-scam",
   "publisher": "FTC Consumer Alert",
   "date_on_source": "Apr 2025",
   "used_for": "Delivery and toll text scams",
   "last_verified": "2026-10-17"
  },
  {
   "key": "fcc_pkg",
   "title": "How to Avoid Package Delivery Scams",
   "url": "https://www.fcc.gov/how-identify-and-avoid-package-delivery-scams",
   "publisher": "FCC",
   "date_on_source": "undated page",
   "used_for": "USPIS: forward spam emails to spam@uspis.gov and texts to 7726; brushing and QR code scams",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_wire",
   "title": "What To Know Before You Wire Money",
   "url": "https://consumer.ftc.gov/articles/what-know-you-wire-money",
   "publisher": "FTC",
   "date_on_source": "undated page",
   "used_for": "Wire transfer and family emergency note",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ic3_tri",
   "title": "Elder Fraud tri-fold (2025 data)",
   "url": "https://www.ic3.gov/Outreach/Brochures/Elder_Fraud_Tri-fold.pdf",
   "publisher": "FBI Internet Crime Complaint Center (IC3)",
   "date_on_source": "2026",
   "used_for": "2025 elder fraud totals, top crime types, common schemes, filing tips",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ic3_ai",
   "title": "Criminals Use Generative Artificial Intelligence to Facilitate Financial Fraud (I-120324-PSA)",
   "url": "https://www.ic3.gov/PSA/2024/PSA241203",
   "publisher": "FBI IC3",
   "date_on_source": "Dec 3, 2024",
   "used_for": "Secret word or phrase with family; AI voice cloning",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ic3_tech",
   "title": "Tech Support Fraud PSA",
   "url": "https://www.ic3.gov/PSA/2018/PSA180328",
   "publisher": "FBI IC3",
   "date_on_source": "Mar 28, 2018",
   "used_for": "Shut down device on a pop-up lock screen; what to include in a report",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ovc",
   "title": "National Elder Fraud Hotline",
   "url": "https://ovc.ojp.gov/program/stop-elder-fraud/providing-help-restoring-hope",
   "publisher": "U.S. DOJ Office for Victims of Crime",
   "date_on_source": "undated page",
   "used_for": "Hotline number, hours, fraud alert about hotline impersonation",
   "last_verified": "2026-10-17"
  },
  {
   "key": "aarp_help",
   "title": "AARP Fraud Watch Network Helpline",
   "url": "https://www.aarp.org/money/scams-fraud/helpline/",
   "publisher": "AARP",
   "date_on_source": "undated page (read Oct 17, 2026)",
   "used_for": "Helpline number, hours, recall scam alert",
   "last_verified": "2026-10-17"
  },
  {
   "key": "aarp_ai",
   "title": "Find Out How to Protect Yourself Against AI Scams",
   "url": "https://www.aarp.org/money/scams-fraud/detecting-ai-fraud/",
   "publisher": "AARP",
   "date_on_source": "undated page (read Oct 17, 2026)",
   "used_for": "Safe word suggestion; impostor scam share",
   "last_verified": "2026-10-17"
  },
  {
   "key": "aarp_2026",
   "title": "Biggest Fraud and Scams to Watch for in 2026",
   "url": "https://www.aarp.org/money/scams-fraud/biggest-scams-to-watch-for-2026/",
   "publisher": "AARP",
   "date_on_source": "2026",
   "used_for": "Recovery scams; pig-butchering; FTC trend quote",
   "last_verified": "2026-10-17"
  },
  {
   "key": "aarp_romance",
   "title": "Romance Scams Put Millions of Adults 50-plus at Risk",
   "url": "https://www.aarp.org/press/releases/2026-02-03-Romance-Scams-2026.html",
   "publisher": "AARP press release",
   "date_on_source": "Feb 3, 2026",
   "used_for": "Survey: reporting gaps and shame",
   "last_verified": "2026-10-17"
  },
  {
   "key": "smp",
   "title": "Report Fraud - Senior Medicare Patrol",
   "url": "https://smpresource.org/you-can-help/report-fraud/",
   "publisher": "SMP Resource Center (funded by ACL/HHS)",
   "date_on_source": "undated page",
   "used_for": "SMP number, OIG hotline, do not put Medicare/SSN in the form",
   "last_verified": "2026-10-17"
  },
  {
   "key": "smp_center",
   "title": "SMP Resource Center",
   "url": "https://smpresource.org/smp-resource-center/",
   "publisher": "SMP Resource Center",
   "date_on_source": "undated page",
   "used_for": "SMP hours",
   "last_verified": "2026-10-17"
  },
  {
   "key": "smp_loc",
   "title": "SMP Locator",
   "url": "https://smpresource.org/locator/",
   "publisher": "SMP Resource Center",
   "date_on_source": "undated page",
   "used_for": "Find your state SMP",
   "last_verified": "2026-10-17"
  },
  {
   "key": "eldercare",
   "title": "Eldercare Locator",
   "url": "https://eldercare.acl.gov/home",
   "publisher": "ACL (HHS)",
   "date_on_source": "Last modified Mar 2, 2026",
   "used_for": "Eldercare Locator number",
   "last_verified": "2026-10-17"
  },
  {
   "key": "acl_abuse",
   "title": "What If I Suspect Abuse, Neglect, or Exploitation?",
   "url": "https://acl.gov/programs/protection-and-advocacy-systems/what-if-i-suspect-abuse-neglect-or-exploitation",
   "publisher": "ACL (HHS)",
   "date_on_source": "undated page",
   "used_for": "APS; call 911 if in danger; Eldercare Locator hours",
   "last_verified": "2026-10-17"
  },
  {
   "key": "cfpb_elder",
   "title": "Reporting elder financial abuse",
   "url": "https://www.consumerfinance.gov/consumer-tools/educator-tools/resources-for-older-adults/reporting-elder-financial-abuse-guide/",
   "publisher": "CFPB",
   "date_on_source": "undated page",
   "used_for": "Report to APS",
   "last_verified": "2026-10-17"
  },
  {
   "key": "doj_elder",
   "title": "Elder Abuse Reporting Resource: Financial",
   "url": "https://www.justice.gov/elderjustice/file/900221/dl",
   "publisher": "U.S. DOJ Elder Justice Initiative",
   "date_on_source": "Nov 2020 edition",
   "used_for": "APS handles exploitation by people close to the older adult",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ftc_older",
   "title": "Protecting Older Consumers 2024-2025 (FTC report)",
   "url": "https://www.ftc.gov/system/files/ftc_gov/pdf/P144400-OlderAdultsReportDec2025.pdf",
   "publisher": "FTC",
   "date_on_source": "Dec 2025",
   "used_for": "2024 reported losses by people 60+",
   "last_verified": "2026-10-17"
  },
  {
   "key": "usa_state",
   "title": "State consumer protection offices",
   "url": "https://www.usa.gov/state-consumer",
   "publisher": "USAGov (GSA)",
   "date_on_source": "read Oct 17, 2026",
   "used_for": "State and territory consumer office links",
   "last_verified": "2026-10-17"
  },
  {
   "key": "usa_where",
   "title": "Learn where to report a scam",
   "url": "https://www.usa.gov/where-report-scams",
   "publisher": "USAGov",
   "date_on_source": "undated page",
   "used_for": "Official step-by-step tool that matches scam type and location to an agency",
   "last_verified": "2026-10-17"
  },
  {
   "key": "cfpb_who",
   "title": "Who do I contact for help with a scam or fraud?",
   "url": "https://www.consumerfinance.gov/ask-cfpb/who-do-i-contact-for-help-with-a-scam-or-fraud-en-1777/",
   "publisher": "CFPB",
   "date_on_source": "last reviewed Aug 28, 2026",
   "used_for": "Contact FBI/FTC, state AG, local police; real agencies do not tell you to move money to protect it",
   "last_verified": "2026-10-17"
  },
  {
   "key": "bbb_tracker",
   "title": "BBB Scam Tracker",
   "url": "https://www.bbb.org/scamtracker/",
   "publisher": "Better Business Bureau",
   "date_on_source": "live site",
   "used_for": "Search or report scams by phone, email, website or business",
   "last_verified": "2026-10-17"
  },
  {
   "key": "aarp_map",
   "title": "AARP Fraud Watch Network Scam-Tracking Map",
   "url": "https://www.aarp.org/money/scams-fraud/tracking-map.html",
   "publisher": "AARP",
   "date_on_source": "live site",
   "used_for": "Search user-submitted scam reports by area; AARP does not verify them",
   "last_verified": "2026-10-17"
  },
  {
   "key": "reportfraud",
   "title": "ReportFraud.ftc.gov",
   "url": "https://reportfraud.ftc.gov/",
   "publisher": "FTC",
   "date_on_source": "live site",
   "used_for": "Where to report",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ic3_home",
   "title": "IC3.gov",
   "url": "https://www.ic3.gov/",
   "publisher": "FBI IC3",
   "date_on_source": "live site",
   "used_for": "Where to report",
   "last_verified": "2026-10-17"
  },
  {
   "key": "idtheft",
   "title": "IdentityTheft.gov",
   "url": "https://identitytheft.gov/",
   "publisher": "FTC",
   "date_on_source": "live site",
   "used_for": "Identity theft recovery plan",
   "last_verified": "2026-10-17"
  },
  {
   "key": "uspis",
   "title": "Report postal crime / USPIS",
   "url": "https://www.uspis.gov/report",
   "publisher": "U.S. Postal Inspection Service",
   "date_on_source": "live site",
   "used_for": "Where to report mail fraud",
   "last_verified": "2026-10-17"
  },
  {
   "key": "tigta",
   "title": "TIGTA",
   "url": "https://www.tigta.gov/",
   "publisher": "Treasury Inspector General for Tax Administration",
   "date_on_source": "live site",
   "used_for": "Report IRS impersonation (per FTC)",
   "last_verified": "2026-10-17"
  },
  {
   "key": "ssa_oig",
   "title": "Report Social Security fraud",
   "url": "https://oig.ssa.gov/report/",
   "publisher": "SSA Office of the Inspector General",
   "date_on_source": "live site",
   "used_for": "Report SSA impersonation (per FTC)",
   "last_verified": "2026-10-17"
  }
 ]
}